Secure 2.0: What You Need to Know

By Katie Bennett On December 29th, 2022, President Biden signed a massive omnibus spending bill, dedicated to bringing several changes beginning in fiscal year 2023. Buried within this 1,400-page document is a bill known as the “Setting Every Community up for...

Tax Reform for the Independent Contractor

By John Golway, CPA and Founder of Financial Designs Tax Services, LLC Tax reform has been all the buzz since the holidays. Tax professionals and financial advisers around the country have been busy educating themselves on the new rules. Many people will benefit from...

Is Your 401(k) Enough?

By Ryan Johnson If you have taken the step to regularly contribute to your retirement savings: Congrats! You have taken one of the first steps to achieve financial independence. If you are maxing out your contributions ($23,000 for W-2 employees and $69,000/yr for...

Why is an HSA Useful?

By Terry Westlund Health Savings Accounts, aka “HSAs” are a common financial strategy used in a provider’s arsenal. But are you clear on all the reasons why a HSA can be handy? See below for the top reasons you may want to incorporate this kind of account into your...